Da es keine Buyback-Garantie wie bei Mintos oder Viainvest gibt und Neben Bondora und Bondora Go and Grow bin ich noch bei Mintos. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld. Wer Go & Grow von Bondora kennt, dem wird das Konzept des neuen Mintos-Produkts bekannt vorkommen. Weiter unten gehe ich auch auf die Unterschiede.
„Invest & Access“ von Mintos vs. Bondora „Go & Grow“Ich selbst investiere mit großem Erfolg bei Mintos und werde dies auch zukünftig tun. 19 Gedanken zu „p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor &. Wer Go & Grow von Bondora kennt, dem wird das Konzept des neuen Mintos-Produkts bekannt vorkommen. Weiter unten gehe ich auch auf die Unterschiede. Mintos Invest & Access oder Bondora Go & Grow). Bei diesen Portfolios übernimmt der Plattform Betreiber das.
Bondora Vs Mintos 4 Kommentare VideoMintos Invest \u0026 Access vs. Bondora Go \u0026 Grow after 3 Months - 1.000€ Experiment
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Über Letzte Artikel. Depotstudent Dominik. Hi, ich bin Dominik — Gründer dieses Blogs! Gemeinsam mit einem kleinen aber feinen Team aus Finanzjournalisten, Vermögensverwaltern und Börsenexperten stelle ich Dir die besten Inhalte rund um die Themen Finanzen und Geldanlage bereit.
Letzte Artikel von Depotstudent Dominik Alle anzeigen. Dezember Wie hilfreich war dieser Beitrag? Klicke auf die Sterne um zu bewerten!
Verwandte Beiträge. Der ultimative Vergleich: Bondora vs. Auxmoney Bondora und Auxmoney. Sind P2P Kredite wirklich seriös?
Vorheriger Beitrag Ja oder nein? Geldanlage mittels ETF-Sparplan. Nächster Beitrag Ja oder nein? Geldanlage in Aktien.
It sound rather sustainable. So far all this has proved to be sustainable and has gone through one of the most shocking economic crises in decades almost unscathed.
This is a platform with registered office in Estonia, opened in , active in the p2p consumer loan market. All loans on IUVO are covered by the buyback guarantee.
It comes into play after 16, 30 or 60 days of delay, depending on terms. Their business model is undoubtedly similar to that of mintos.
IUVO does not have loans of its own as Bondora does. On IUVO there is a common self-invest that works well. There is also the opportunity to invest in different currencies of the euro but this is always a risky operation.
Investing in foreign currencies adds a layer of uncontrollable complexity to the already risky investment in loans. Loans in euros already make enough money and there is no need to be greedy.
Peerberry , Mintos. Mintos changed its policy on November 18, , for all affiliates. If someone says otherwise, their information is not up-to-date. For the record, I started investing with Mintos long before deciding to become an affiliate.
Before investing with Mintos, I urge you to do a bit of research on the other platforms to find out whether they suit you better. You could also consider real estate crowdfunding as an alternative.
I have tried creating a video review below not me speaking though to help people who would rather watch a video than read a long post. Hope you like it!
A new revision of your Mintos review is long overdue. They are now barely worth 2 stars. They do not follow closely their loan originators, have no collective insurance worth its name, allow loan originators to prematurely return loans, and reissue them with lower rates.
They behave badly towards investors and fail to inform them about re-rating of loan originators. Thanks for this great post. You have done a great job analyzing Mintos.
Can I ask. What does it matter if short-term loans need to be reinvested all the time? It was quite a while ago I set the strategy, so it might have changed since then.
However, when I invested in short-term loans I often had more cash drag since they had to be reinvested frequently. It solved the problem to exclude them.
I could consider setting up different strategies in prioritized order going from 1 high rate, long term, 2 high rate, medium term, 3 high rate, short term, 4 slightly lower rate, long term, etc.
Hahaha, you got me there! Hi Carl, I have a pretty low technical question — how do you transfer money to Mintos? The only way seems is a money transfer and that costs dkk in my stupid nordea bank thinking about changing that which eats into the profit a bit.
Do you have any tips how to do it more efficiently? Yes, I know it is a bit irritating with the bank fees. People talk about some interesting strategies but wanted to hear some outside opinions too.
Hi Carl. For me, it does not really change that much. Actually, I would never start mixing things: do my weekly shopping and paying with a Mintos Card, paying all the small things to pay during the daily life on a Mintos Card, or even receiving money from completely other things in a Mintos Account… No , I would definitively not do that.
I have the Mintos setup completely different, I can do super easily and detailed follow-up about how everything is going, and by the way, everything is going very well.
Why would I like to mix everything? To summarize, honestly for me there are no real benefits in all this.
What about you? How do you see it? Yes, I agree they are trying to expand into new business areas. Yes, my buyback guarantee has been activated several times — it happens automatically.
Mange tak for en spaendende og inspirerende blog, som jeg foelger med stor interesse. Paa engelsk, saa ogsaa dine ikke-dansk talende laesere kan foelge med :.
I have a quick question regarding the size of your portfolios in your auto invest strategy — I can see that the portfolio sizes are set very high.
Is this to increase the total amount that can be invested for each loan originator, or what is the reason? Also, will the diversification work across strategies, or could you risk that large sums are invested through the same originator?
Hope my questions make sense. The portfolio size on your autoinvest strategy is the maximum amount that will be invested and re-invested in that particular strategy over time.
Some people use it to limit how much they want to invest in loans with certain criteria. You are right that it can influence the diversification across loan originators.
If I set my portfolio size to This is acceptable to me given my total investment is a lot higher. If your total investment is low and you only invest in few loan originators, you should maybe not set the portfolio size as high as everything might be invested in one loan originator.
Regarding your second question, diversification settings do not work across autoinvest strategies as I understand it. Your post and your results are really encouraging.
I think I might take a look at Mintos for myself. Can UK bank accounts be used or just EU accounts? Brexit looming on the horizon.
When I went to look at what was inside it I decided not to use any of the three and not to mention it on my blog.
The bright side? Lately, Mintos is starting to getting rid of some low performing lenders and this is a very good sign for me. The first defaulted originator name was Eurocent.
There is no bright side. There would be one the day Mintos will be able to make people forget about that little issue. For the sake of completeness, taking into account the size and the number of loans processed by Mintos to date, the Eurocent impact is getting very marginal.
Three more small lenders had issues lately but even this time the impact was marginal. There are several ways to invest, but Mintos is convoying investors towards this three, especially the first one:.
Moreover, it is easy to setup. I mainly use the auto-invest custom strategy to have complete control over what I buy. It has been read and printed by thousands of investors and I am proud of it.
I also do some manual investing to find out more about loans originators offer and to test the primary and secondary markets functionality.
The thing I value most is transparency in P2P investing.. When a tool is not publicly sharing data with investors there is something wrong.
A lender with many late loans may be ok because of other reasons. Mintos is a profitable and transparent company , but peer to peer investing is safe until something happens.
What are risks in P2P investing and in particular with Mintos? The feeling I get besides the numbers is that they care, they want this company to work, and they look like a good team.
If I want to reduce risks on Mintos I spread my capital on a large number of loans in many countries, instead of focusing somewhere.
Some investors focus only on short term loans to reduce risk. Investing in direct structure may be safer since the claims are against the borrowers, but not many care about this aspect.
Investing in lower APRs loans can be also more sustainable and also ethical. I always filter out the highest APR loans.. Individuals and companies can invest through Mintos.
Investing as a company may also bring some tax relief. In any case, Mintos has to be able to identify the investor.
Asian and middle east investors can also invest with Mintos in most cases sending money through a Payoneer or Transferwise. I am curious to see if it will really add value to investors or will just be a wrapped copy of the website.
This is huge. So instead of having money idling on a savings account, it can be invested and available almost instantly.
I am enthusiast about this news, but I normally avoid mix savings account and investing accounts for now. My biggest fail with Mintos was waiting too long to give it trust and start investing.
I was scared to death of transferring money on an unknown foreign bank account. It equals to a How old are you? Is it a realistic expectation?
Yes and no. It is also very difficult to think that nothing will change in the interest rate paid in the next 40 years.
Inflation was not taken into account, but it should, in order to get a more exact outcome. Here is the right page for people ready to register where I explain the difference between Promo code and Referral link.
I have formed my opinion investing myself and collecting information in and out of Mintos. Here is what I found out. Make informed decisions and visit Mintos on your terms.
Have I missed something? What is preventing you from starting P2P? What are Mintos best alternatives? The most popular alternatives to Mintos are Peerberry, Twino and Bondora.
A full explanation about the safest way to get the Mintos invitation is here. Investing in P2P loans brings a fair share of risk but returns are very interesting.
Mintos is considered one of the safest P2P thanks to its internal diversification, its guarantee formula , its business model and a trusted management.
In order to use this formula investors just need few clicks. The investor cannot make any adjustment.
Passionate DIY investor building my financially peaceful future. I believe in helping people, which is why I share what I am learning.
Fabulous review I invest in Mintos for 1 year now and I share your oppinion about the platform. Advantages of Bondora.
Negative Bondora experience? How Bondora is dealing with the Corona crisis. Portfolio Pro. Bondora vs. Secure premium and starting credit. Diversification: 1.
Bondora spreads your investment across many loans. This reduces your risk. Bondora is digital and fully automated. This makes it easy for investors and ensures functionality at all times.
Established Founded in the financial crisis of and also in Corona times there are no delays or problems so far. How exactly Bondora is dealing with the crisis you can find out in the video below.
No German hotline: Bondora is trying to serve more and more languages and German is at the forefront. The platform is of course accessible in German, but the customer hotline is not yet.
But we have never needed it in 3 years. At Mintos you can see many details about every single loan. We don't care about that, because we give out a maximum of a few Euros per loan and therefore we are not interested in where the borrower comes from and what he does with the few Euros as long as he pays back.
But the platforms take care of the demand for repayment. There's this quote by Warren Buffett: "You can't see who swam without their bathing suit until the water is out of the pool.
Bondora Estonia. Call money function. Test winner. Mintos Latvia. No call money Function. Conclusion Bondora offers very innovative investment opportunities that are second to none.
Should you decide to take it, please do as Warren Buffett says: "Don't test how deep the water is with both feet. Time is money.
Redeem a voucher. Eric 25 Sep Reply. Hello, Fabian, thank you for your positive feedback! Many greetings, Eric! Fabian 25 Sep Reply.
Fabian 5 Aug Reply. Kind regards. Eric 6 Aug Reply. Hello Fabian have you already opened an account?Torten Backen Spiele Kostenlos, aber um auf Nummer sicher zu gehen, müsste jeder Fall einzeln geprüft werden. Wer sich hier investiert, sollte sich bewusst sein, dass das investierte Geld komplett verloren gehen kann. Hier kannst du auch Investor bei Estateguru werden und dir einen 0,5 Prozent Bonus auf deine Investments holen! Doch welche Plattform ist die bessere: Bondora oder Mintos? In diesem Beitrag möchte ich die Vor- und Nachteile beider Plattformen beleuchten. Es ist unter Umständen nicht möglich, Vermögenswerte von Go & Grow sofort zu liquidieren oder Geld sofort abzuheben. In diesem Fall werden wir. Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld. 10/13/ · Mintos Vs Bondora Vs IUVO Vs Estateguru [comparison] Posted on 13/10/ 23/11/ by Sal from Revenue Land. 13 Oct. Today I try to describe the differences between Mintos, Bondora, IUVO and Estateguru. I will try to define which is for me the best peer to peer lending tool among the four, not only Mintos Vs. Bondora. Bondora vs. Mintos – Das Endergebnis. Dieser kleine Wettkampf hat gezeigt, dass Mintos definitiv der Platzhirsch unter den P2P Plattformen ist. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben. Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. 4/10/ · Bondora vs. Mintos. Secure premium and starting credit. What is Bondora and how does a P2P investment work? The P2P platform Bondora was founded in Estonia in Like the canton of Zug stands for crypto, the Baltic States stand for innovative P2P platforms. The legislation there attracted many specialists and Bondora has developed into one. As already explained, the Bondora Go & Grow % really provides immediate liquidity, while the Mintos Invest & access only up to a certain percentage of the invested amount. The advantage of the Mintos invest & access is that its solvency is not only linked to one company. Für welchen Anleger eignet sich welche Plattform? Was gilt es beim Investieren zu beachten? Wieso bevorzugen viele Investoren Mintos? Die Antworten gibt's im. Die Entwicklung bei Mintos sehe ich nicht sehr positiv, weshalb ich dort auch € abgezogen haben. #bondora #mintos #p2p # peer2peer #cashflowstrategie Meine Konten & Depots. Bondora vs. Mintos – Das Endergebnis. Dieser kleine Wettkampf hat gezeigt, dass Mintos definitiv der Platzhirsch unter den P2P Plattformen ist. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben. Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. Mintos Invest & Access vs. Bondora Go & Grow after 3 Months | € Experiment - Duration: P2P Investing Europe 4, views. RECENSIONE MINTOS 📈 Investire nel P2P Lending. Zunächst FuГџball Live Wetten jeder Investor selbst aktiv werden und P2P Kredite manuell über einen Juwelenspiele Kostenlos Primärmarkt auswählen. Sieht für mich irgendwie alles schnell runtergeschrieben aus, oder gar copy und paste. Mintos Available as: risk scoring From Novembermintos risk scoring has replaced mintos risk grades. Bondora pledges 6.